Affordability, answered
"Can I afford this?" is checked against your Safe-to-Spend, upcoming bills and the days left in the month, not against a rule of thumb.
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See plans Maple Coach
An AI coach that has read your actual numbers
Not general advice about budgeting. Ask whether you can afford something this month and the answer is computed from your income, bills and budgets.
Available onAll plans
On every plan, limited by your monthly Maple allowance rather than by your plan.
What you get
What-if scenarios
Test a change: a raise, a new subscription, moving province. See what happens to the rest of your month before you commit.
A daily tip
One observation from your own data each day. Rule-based on Free, personalised by AI on Pro and Ultra.
Scoped to your household
The coach can only see your own household’s data, enforced in the database rather than in the prompt.
How it works
Track for a week
The coach is only as useful as the data behind it. A week of income, bills and spending is enough to start.
Ask in plain language
Type a question the way you would ask a person. One question costs one Maple.
Get numbers, not platitudes
Answers cite the figures they used, so you can check the reasoning rather than take it on faith.
Where the limits are
The coach is a planning aid, not a financial adviser, and it says so. It will not recommend investments or tell you what to do with a registered account. It also cannot invent facts about prices: grocery figures come from flyer data with a source, and the model is not allowed to produce a price. Every call is rate limited, counted against your Maple allowance, and logged, so there is no route to a surprise bill.
Common questions
Is the AI coach only on paid plans?
No. It is on every plan, including free. The difference is the monthly Maple allowance: one question costs one Maple, and paid plans include more.
Can it see my data?
Only your own household’s, and that limit is enforced by row-level security in the database rather than by asking the model to behave. Entries you mark private stay out of the shared household view.
Is this financial advice?
No. It is a planning aid built on your own recorded numbers. It does not give investment, tax or legal advice, and figures it produces are estimates.
Which AI does it use?
The product simply calls it AI. What matters for you is the contract around it: a fixed Maple cost per question, no key to supply, no per-call billing, and a hard stop when the monthly allowance runs out.
Related features
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