Built in Canada, for CanadiansSafe-to-Spend Today
The hero number. We project your remaining income, subtract what is already committed to bills and budgets, and divide by the days left in the month. One honest figure, updated live.
$65.69free today
Built in Canada, for Canadians
Money clarity, the Canadian way.
MapleTrack finds real grocery deals from your local flyers, gets your GST/HST/PST/QST right to the penny, and tells you exactly what is safe to spend today.
Made in CanadaNo credit card required
mapletrack.ca/dashboard
Safe to spend today
$65.69
97%
Income
$6,200.00
Spending
$1,855.72
No Frills receipt
ON HST 13%Subtotal$86.40
Tax$11.23
Total$97.63
NOFRILLSSave 31%
Chicken thighs
$2.99/lbfrom this week's flyer
Built for accuracy, not hype
- 0
- tax jurisdictions, tested
- 0+
- store flyers supported
- 0%
- penny-accurate tax math
- 0
- minute setup, no card
Flyer prices from the stores you already shop
NOFRILLSWalmartCostcoWholesalemetroLoblawsFreshCoSobeysReal CanadianSuperstoreFoodBasicsGiantTigerShoppersDrug MartSave-OnFoodsIGAFarm BoyDollarama
Everything your money needs, nothing it doesn’t
Flat, calm, and precise. Built on three pillars.
All plans
Grocery AI Saver
Unit-price analysis and quality-preserving swaps from real flyer prices. We never invent a price; every deal cites its source.
Accurate Canadian tax
GST/HST/PST and Quebec QST across all 13 jurisdictions, always shown as Subtotal, Tax, Total.
Daily AI insights
The AI turns your spending into one clear, actionable nudge a day. Maple Coach answers your money questions on every plan, using your Maples.
Private by design
Household-scoped data isolation, encrypted secrets, and PIPEDA data export. Your numbers stay yours.
All plans
One-stop basket
Paste your whole shopping list and pick the stores you shop at. The AI prices the entire list at each store, using real flyer deals where it can, and finds the single cheapest stop - so you buy everything in one trip.
- Prices your full list, not one item
- Real flyer deals, never invented prices
Basket total
- No FrillsCheapest single stop$84.20
- Walmart$88.75
- Metro$91.50
From receipt to clarity in three steps
01
Add or scan
Snap a receipt or import a CSV. The AI reads the line items and the tax, then snaps the math to the penny.
02
We forecast
Income, recurring bills, and budgets roll into a live cash-flow forecast for the rest of the month.
03
You get one number
Safe-to-Spend Today tells you exactly what is free to spend after everything that is already spoken for.
The tax engine
The same $100, taxed correctly everywhere
Province rules are hard. We tested every jurisdiction so you never have to second-guess a total again.
OntarioON
- Subtotal
- $100.00
- Tax
- $13.00
- Total
- $113.00
ON HST 13%
QuebecQC
- Subtotal
- $100.00
- Tax
- $15.47
- Total
- $115.47
QC: GST 5% + QST 9.975% compounded = 15.47% effective
British ColumbiaBC
- Subtotal
- $100.00
- Tax
- $12.00
- Total
- $112.00
BC: GST 5% + PST 7%
Private by design
Your money data, locked down
Security is not a feature we bolt on. It is how MapleTrack is built, from the database up.
Encrypted secrets
Credentials are validated and encrypted, never written to logs.
Row-level isolation
Every query is scoped to your household at the database, not just the UI.
PIPEDA data export
Export everything you have, anytime. Your numbers stay yours.
Two-factor auth
Optional authenticator-app 2FA protects every sign-in.
Simple plans, AI by the Maple
One Maple is one AI question. Maple Coach, the AI grocery saver, and flyer deals work on every plan, limited only by your monthly Maples. The income tax estimator and net-worth tools are Ultra.
New accounts get 10 bonus Maples
Free
$0CAD/mo
Full tracking plus AI to try, with 5 Maples a month.
5 AI / mo
- Transactions, income & accounts
- Budgets (category, zero-based, 50/30/20)
- Live flyer deals near you
- Maple Coach + AI grocery saver (uses Maples)
- 5 Maples / month
- 30-day history
Recommended
Pro
$5CAD/mo
$4.50/mo billed annually
More Maples for everyday AI, plus daily tips and CSV.
30 AI / mo
- Everything in Free
- 30 Maples / month
- A much bigger Maple allowance for everyday AI
- Personalized AI daily tip
- CSV import & export
- 90-day history
Ultra
$20CAD/mo
$18/mo billed annually
Your full financial picture for the year: income tax, contribution room and net worth in one view.
100 AI / mo
- Everything in Pro
- 100 Maples / month
- Income tax estimator (2026, all provinces)
- RRSP / TFSA / FHSA room tracker
- Net-worth timeline
- 365-day history
Canadian money tips, in your inbox
One short, practical money tip a week. No spam, ever. Unsubscribe anytime.
Questions, answered
Is MapleTrack really built for Canada?
Yes. Every dollar is in CAD, the app speaks Canadian English and French, and the tax engine covers all 13 provinces and territories, including Quebec QST compounding and zero-rated groceries. Ontario is the default.
How does the AI work?
You get a monthly allowance of Maples, MapleTrack’s name for AI credits. Most questions cost one Maple: a grocery analysis or a chat message. The daily tip is free and never uses your Maples. A receipt photo scan costs two, since it reads the whole receipt for you. No surprise bills, ever.
Where do the grocery deals come from?
We pull real, current flyer prices and store the source for every deal card. Flyer deals are free on every plan, and we never let the AI invent a price.
Can my family share an account?
Households let 2 to 4 people share accounts, budgets, and goals. Ultra supports up to three separate households.
Can I cancel anytime?
Yes. Cancel from your account page in one click. There are no cancellation fees and no retention dark patterns. Your data export stays available until your deletion request clears.
Is my bank data safe?
We never see your bank login. MapleTrack does not connect to bank APIs; you enter transactions manually or by scanning a receipt. Every record is encrypted at rest and scoped to your household via row-level security at the database, not just in the UI.
Do you support my province or territory?
All 13 jurisdictions are supported: ON, QC, BC, AB, MB, SK, NS, NB, NL, PE, YT, NT, and NU. Quebec compounding (GST then QST) is handled correctly. Try the calculator on the tax-calculator page for your province.
Is the tax math really accurate?
Yes. The sales tax engine is unit-tested across every jurisdiction and tracks CRA / Revenu Quebec 2026 rates. The income tax estimator models CPP/EI credits, Quebec abatement, Ontario surtax, and the BPA grind. It is a planning estimate, never a filing.
Can I export my data?
Always. PIPEDA gives you the right to export everything you have, anytime. Use the data export from your account page; you get a complete CSV of your transactions, income, budgets, and goals.
Know exactly what you can spend today
Start free in under two minutes. No credit card, no commitment, just clarity.