Safe to spend today
$67.39
Updated live. Resets in 14 days.
- Monthly take-home
- $4,200.00
- Rent and bills
- $2,650.00
- Days left
- 23
ON HST 13%
- Subtotal
- $100.00
- Tax
- $13.00
- Total
- $113.00
Start with bonus Maples on us!
See plansThe Canadian money coach
Know what you can spendtoday.
Canadian tax to the penny, real flyer prices, and no bank login.
- No credit card
- Free forever plan
- Never a bank password
- 13 tax jurisdictions
- English and French
- Made in Canada
Flyer prices from the stores you already shop
Why MapleTrack
Canadian money is hard. Your tools were not built for it.
Generic finance apps ignore GST/HST/PST/QST, flyer deals, and the way Canadian households actually spend. MapleTrack is built from the database up for Canada.
Tax math that guesses
Most apps round or approximate Canadian sales tax. We tested all 13 jurisdictions so your totals match the register every time.
Deals you cannot trust
Generic apps invent prices or pull stale data. Every MapleTrack grocery deal cites a real flyer source, updated weekly.
No shared household view
Budgets scattered across two phones and three accounts. MapleTrack households put everyone on one calm, shared picture.
The product
Watch MapleTrack work, with the same engines as the app
01 / 05
We never ask for your bank password.
01 / 05
Today
Safe to spend today
$110.71
Rest of month, at this rate:
$1,550.00
Example month: day 17 of 30. Your account recalculates as income, bills, budgets, and transactions change.
1 / 5: Today
This week's flyers
This week's real flyer picks, no account
Current Ontario flyer picks, ranked against the Statistics Canada average. Open the full board to explore nearby stores or any province.
Grocery savings
One list, priced at every store near you
The cheapest store depends on what is actually in your basket. Add and remove items to watch the ranking change.
Build a basket
Sample prices, for the demo only. In the app every price comes from a real, current flyer and each deal card links to its source. The AI never invents a price.
Basket total by store
5 items
- NOFRILLSCheapest$26.03
- Walmart$27.15
- FreshCo$27.15
- metro$31.55
Save $5.52 by shopping the cheapest stop
- Prices your full list, not one item
- Real flyer deals, never invented prices
Check the math
Two calculations you can inspect
A mixed Canadian receipt shows what is zero-rated. The live calculator shows the province math.
A mixed Canadian receipt
Basic groceries stay zero-rated. Soap and pharmacy items carry Ontario HST.
- 2% milk, 4 LZero-rated$5.49
- Bread, 675 gZero-rated$2.99
- Dish soap, 709 mlHST$3.97
- Pain relief, 50 ctHST$11.49
- Subtotal
- $23.94
- Tax
- $2.01
- Total
- $25.95
Sample receipt using the product demo items. HST applies only to the soap and pharmacy items.
The tax engine
The same $100, taxed correctly everywhere
Province rules are hard. We tested every jurisdiction so you never have to second-guess a total again.
Where are you shopping?
OntarioON
- Subtotal
- $100.00
- Tax
- $13.00
- Total
- $113.00
Effective rate 13.000%
ON HST 13%
Calculated by the same unit-tested engine the app uses, across all 13 jurisdictions.
Pricing
Free to start. Maples only when you ask the coach.
One Maple is one AI question. Maple Coach, the AI grocery saver, and flyer deals work on every plan, limited only by your monthly Maples. Coupon matching starts at Pro; the income tax estimator and net-worth tools are Ultra.
Private by design
Your money data, locked down
Security is not a feature we bolt on. It is how MapleTrack is built, from the database up.
Encrypted secrets
Credentials are validated and encrypted, never written to logs.
Row-level isolation
Every query is scoped to your household at the database, not just the UI.
PIPEDA data export
Export everything you have, anytime. Your numbers stay yours.
Two-factor auth
Optional authenticator-app 2FA protects every sign-in.
Questions
Questions, answered
Is MapleTrack really built for Canada?
Yes. Every dollar is in CAD, the app speaks Canadian English and French, and the tax engine covers all 13 provinces and territories, including Quebec QST compounding and zero-rated groceries. Ontario is the default.
How does the AI work?
You get a monthly allowance of Maples, MapleTrack’s name for AI credits. Most questions cost one Maple: a grocery analysis or a chat message. The daily tip is free and never uses your Maples. A receipt photo scan costs two, since it reads the whole receipt for you. No surprise bills, ever.
Where do the grocery deals come from?
We pull real, current flyer prices and store the source for every deal card. You can browse this week's top picks by province, or near a postal code, without an account. Flyer deals are free on every plan, and we never let the AI invent a price.
Can my family share an account?
Households let 2 to 4 people share accounts, budgets, and goals. Ultra supports up to three separate households.
Can I cancel anytime?
Yes. Cancel from your account page in one click. There are no cancellation fees and no retention dark patterns. Your data export stays available until your deletion request clears.
Do I need to connect my bank?
No. MapleTrack does not connect to bank APIs or ask for your bank login. You enter transactions manually, import a bank-exported CSV, or scan a receipt. Every record is encrypted at rest and scoped to your household via row-level security at the database, not just in the UI.
Do you support my province or territory?
All 13 jurisdictions are supported: ON, QC, BC, AB, MB, SK, NS, NB, NL, PE, YT, NT, and NU. Quebec compounding (GST then QST) is handled correctly. Try the calculator on the tax-calculator page for your province.
Is the tax math really accurate?
Yes. The sales tax engine is unit-tested across every jurisdiction and tracks CRA / Revenu Quebec 2026 rates. The income tax estimator models CPP/EI credits, Quebec abatement, Ontario surtax, and the BPA grind. It is a planning estimate, never a filing.
Can I export my data?
Always. PIPEDA gives you the right to export everything you have, anytime. Use Download my data on your account page. You get a JSON file of this household: transactions, income, budgets, goals, accounts, and receipt image links. That export is on every plan and does not use Maples. Spreadsheet import and export of transactions stays on Pro.
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