Free to start. Maples only when you ask the coach.

Yes. Every dollar is in CAD, the app speaks Canadian English and French, and the tax engine covers all 13 provinces and territories, including Quebec QST compounding and zero-rated groceries. Ontario is the default.

You get a monthly allowance of Maples, MapleTrack’s name for AI credits. Most questions cost one Maple: a grocery analysis or a chat message. The daily tip is free and never uses your Maples. A receipt photo scan costs two, since it reads the whole receipt for you. No surprise bills, ever.

We pull real, current flyer prices and store the source for every deal card. You can browse this week's top picks by province, or near a postal code, without an account. Flyer deals are free on every plan, and we never let the AI invent a price.

Households let 2 to 4 people share accounts, budgets, and goals. Ultra supports up to three separate households.

Yes. Cancel from your account page in one click. There are no cancellation fees and no retention dark patterns. Your data export stays available until your deletion request clears.

No. MapleTrack does not connect to bank APIs or ask for your bank login. You enter transactions manually, import a bank-exported CSV, or scan a receipt. Every record is encrypted at rest and scoped to your household via row-level security at the database, not just in the UI.

All 13 jurisdictions are supported: ON, QC, BC, AB, MB, SK, NS, NB, NL, PE, YT, NT, and NU. Quebec compounding (GST then QST) is handled correctly. Try the calculator on the tax-calculator page for your province.

Yes. The sales tax engine is unit-tested across every jurisdiction and tracks CRA / Revenu Quebec 2026 rates. The income tax estimator models CPP/EI credits, Quebec abatement, Ontario surtax, and the BPA grind. It is a planning estimate, never a filing.

Always. PIPEDA gives you the right to export everything you have, anytime. Use Download my data on your account page. You get a JSON file of this household: transactions, income, budgets, goals, accounts, and receipt image links. That export is on every plan and does not use Maples. Spreadsheet import and export of transactions stays on Pro.