Skip to content
MapleTrack
Net worth

Net worth, tracked without handing over a bank login

Every account in one place, assets less what you owe, and a timeline that shows the direction rather than only today’s number.

Available onUltra

What you get

Every account type

Chequing, savings, credit cards, cash and investments, with balances that roll up into one figure.

Debt counted properly

A credit card balance reduces net worth rather than sitting in a separate list, which is the only way the total means anything.

A timeline, not a snapshot

Month over month movement, because the direction of travel matters more than a single reading.

Beside your contribution room

Registered balances sit next to the RRSP, TFSA and FHSA room that applies to them.

How it works

  1. Add your accounts

    Type, name and current balance. No credentials, no aggregator connection.

  2. Update when it suits you

    Balances are yours to update. Monthly is enough for a timeline to be useful.

  3. Watch the direction

    The timeline turns a set of balances into a trend you can act on.

Manual balances, and why they are enough

A net-worth figure does not need to be live to be useful. Updated monthly it still shows whether the direction is right, which is the question the number exists to answer, and it avoids handing banking credentials to an aggregator to get a decimal place you will not act on. Investment values move daily anyway, so a figure that is precise to the minute creates a false impression of precision about a number that is inherently an estimate.

Common questions

  • Which plan includes the net-worth timeline?

    Ultra. Accounts and their balances are tracked on every plan; the timeline that charts net worth over months is the Ultra part.

  • Do balances update automatically?

    No. You update them, because MapleTrack does not connect to banks and never holds your login. Monthly updates are enough for the timeline to be meaningful.

  • Are credit cards and loans included?

    Yes. Amounts owed are subtracted from assets, so the total is genuine net worth rather than a list of balances.

  • Can a household see one combined net worth?

    Yes. Accounts are household-scoped, so 2 to 4 members roll up into one figure, while anything marked private stays out of the shared view.

Related features

Contribution room

Three accounts, three sets of rules, and a penalty for getting one wrong. Track the room you have and what you have used against it.

Explore

Income tax

Not a blank calculator asking you to guess your annual salary. It runs on the pay you have already recorded, at the frequencies you actually get paid.

Explore

Budgeting

Pick the method that suits how you think about money rather than bending to one opinionated system. Category, zero-based or 50/30/20, all in Canadian dollars.

Explore

See all features

Know exactly what you can spend today

Create your free account. No credit card, no commitment, just a clearer view of your money.

Start for free

Canadian money tips, weekly

One short, practical tip. No spam, unsubscribe anytime.

Optional: the first 3 characters of your postal code get you your own store’s flyer prices in the weekly deals email.

One email a week. Unsubscribe from any message. We never share your address.

Get the app

Add MapleTrack to your home screen

Install from the browser menu or address bar

MapleTrack

The Canadian money coach: real grocery savings, tax math to the penny, and a Safe-to-Spend number you can trust.

Built in Canada

© 2026 MapleTrack. All rights reserved.

MapleTrack provides planning estimates, not financial, tax, or legal advice. Sales tax figures track published CRA and Revenu Quebec rates; the income tax estimator is an estimate, never a filing. Always confirm prices in-store.

Free forever plan. No credit card.

Start for free